Borrow £1,000

You can apply to borrow a loan of £1,000 through Proper Finance’s comparison site, simply fill in our online application and receive a decision instantly. Proper Finance allows you to look for a range of financial borrowing values, all to fund a variety of different things. You can borrow under, over, or precisely £1,000 to fund numerous different situations that require extra financial support.

At Proper Finance, we want to help our customers find the best loans for them in the most cost-effective way possible. This is the reason why there are no upfront charges when filling in an application with us. Our comparison site is free to use, and our application process quick and easy to fill out.

To start your application with Proper Finance today, please click the button below. Our application process takes 5 minutes to complete, and you could receive funds within an hour of completion.

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What can I use a £1,000 loan for?

We work with some of the leading lenders in the country to provide you with the best possible options available when looking to take out a loan. The nature of what you intend to use the £1,000 funds for will determine what type of loan you apply for. Below is a list of some of the main loans you can find through Proper Finance:

  • Personal loan (£1,000 to £35,000) – typically used to fund lifestyle purposes, including home improvements, buying a new car, consolidating debts, and even paying off a wedding.
  • Peer to peer loan (£1,000 to £35,000) – lenders of peer to peer loans are effectively the middle man, helping to connect borrowers to those who want to invest in lending by providing loans and accruing profit from these loans via the interest. Like personal loans, peer to peer loans can be used to financially support numerous different lifestyle factors; including home improvements, buying a new car, consolidating debts, and paying off a wedding.
  • Guarantor loan (£500 to £10,000) – great for those who are struggling to get a loan due to their poor credit history, a guarantor loan allows an applicant to receive funds, secured by a guarantor who agrees to be financially responsible for the repayment of the loan if the borrower is unable to stick to the repayment plan.
  • Unsecured loan (£50 to £25,000) – an unsecured loan allows you to access funds without having any of your valuable assets secured against the loan. This minimises the risk of losing any of your valuable assets (i.e. a property) as a direct cause of failure to make repayments on said loan.

It is important to evaluate your current financial situation and determine the type of loan you require before starting to apply for any of the above loans. Knowing your financial situation, and furthermore what loan will best suit both your current and long-term needs is vital to ensure you find a loan that best suits you.

What are the benefits of borrowing £1,000 through Proper Finance?

There are numerous different benefits to borrowing £1,000 through Proper Finance. As previously mentioned, we work with some of the leading providers in the country, meaning that any loan you find through our site will be from a trustworthy and secure provider. All lenders we work with must be authorised by the Financial Conduct Authority (FCA), and have a credit license that is valid in the UK.

Our application is also more time and cost-efficient than seeking advice from a financial advisor or visiting your local bank to apply for a loan. Our online application takes 5 minutes to complete, and you will receive a decision on this application instantly. When applying to borrow £1,000 through Proper Finance, you can also receive funds either the very same day, or in some cases in as little as an hour after completing our online form.

How do I apply for a loan of £1,000 with Proper Finance?

Once you have decided the best type of loan to fit your current financial needs, you can apply for a loan simply by clicking the green “apply now” button below. You can apply for a loan of £1,000 through any of the following loan types:

  • Personal loan
  • Unsecured loan
  • Peer to peer loan
  • Guarantor loan

Check eligibility and apply for your loan of £1,000 today.

Apply Now