Borrow £2,000 Loans

Borrow £2,000 From One of Proper Finance's Reputable Lenders

Our Lenders

We work with trusted brokers to give you access to a panel of leading lenders well placed to meet your needs.

A £2,000 loan can provide an important cash injection for an emergency or important purchase. Whether you are looking to buy a new car, make home improvements or consolidate debts, Proper Finance is pleased to offer you a fast and effective way to borrow £2,000 today.

We offer an online application process where you can enter your details and get a quick decision. Subject to further checks, you may be approved and funded within 24 to 48 hours. If you have bad credit, you may be required to use collateral or a secured loan to be approved.

Simply click the “Find a loan” button below to begin your online application.


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What Can I Use a £2,000 Loan For?

You can use a £2,000 loan in a variety of different ways whether it is to fund home improvements, pay for a holiday or manage unexpected bills. You can also borrow £2,000 to buy a new car, pay a tax bill or even help with childcare.

You also have the option to repay over 1 or 2 months which might be better suited for an emergency. You can get the money you need upfront to pay for any pressing issues and to help get you back on your feet. Or you may prefer to borrow over 6, 12 or 24 months so that you have more flexibility and breathing space and can thus pay off the loan when you feel a bit more comfortable.

Key Features of £2,000 Loans


Loan Amount £2,000
Loan Duration 1 to 60 months
Rates From 6.5% APR
Bad Credit Accepted Yes
Same Day Decision Yes
Collateral Required Yes
Free to Apply Yes
Online Application Yes


What Are the Benefits If I Borrow £2,000?

There are many different benefits that can come from borrowing £2,000. Taking out a loan of this amount can help to give you the financial support you need for a variety of different situations – whether its to manage unexpected emergencies such as a broken boiler, or to pay for a wedding or holiday.

  • Online application
  • Help pay for emergencies
  • Options for bad credit
  • Rebuild your credit score
  • No fees for applying
  • Flexible repayments

Repayments on a £2,000 loan can also help you to improve your credit score, making it easier to successfully apply for finance in the future. This is only provided that you keep up with the monthly repayments, as this builds up a good history of borrowing. Failure to keep up with the loan’s repayments can have the opposite effect, and can actually damage your credit score as it reflects poor financial management.


How Do Repayments Work For a £2,000 Loan?

Repayments will depend on what you agree with your lender but you can work together to come up with a repayment plan that works best for you. You can either pay the full amount back in 1 month, or you can set up equal monthly instalments until the loan is paid off. The repayments will be a combination of the principal amount (the amount that you borrowed) plus interest and you always have the option to repay early if you would like to.


How Do Repayments Work For a £2,000 Loan?


Why Borrow £2,000 With Proper Finance?

Proper Finance work with the whole of the UK market. We only work with reputable brokers and lenders, meaning any loan you find through our site will be safe and secure.

Our online application is also free to complete, and can be finished in as little as 5 minutes – after which you’ll receive a quick decision. Funds can be released in a matter of hours after an application has been fully approved, giving you quick and easy access to great financial products.

When looking for a loan to suit your needs, it’s best to first compare, as this can help you find the best products to meet your borrowing needs from a range of fantastic potentials. Compare loans of £2,000 with Proper Finance today by clicking the “Find a loan” button at the bottom of the page.


What Is the Eligibility Criteria?

The criteria for a £2,000 loan will vary between lenders and loan types. Our products will require you to use collateral, such as logbook or secured loan with bad credit.

Whilst criteria can vary, some of the main requirements most borrowers will be expected to meet include the following:

  • Must be a UK resident
  • Must be over the age of 18
  • Must have a working debit account
  • Must have valid, working contact details (e.g. a phone number and email address)
  • Be employed (full time or part time)
  • No recent bankruptcy, CCJs OK
  • Required to use your car or home as security


Can I Still Apply To Borrow £2,000 With Bad Credit?

Yes, you can still apply for a £2,000 loan with bad credit with Proper Finance. Poor or bad credit does not mean that you are automatically rejected for a loan, however, you may be required to use something as security.

To manage the risk for the lenders, you will be asked to put up collateral to secure the loan – this could be an item of value such as your car or your property. With a secured loan you could lose your collateral if you fail to make repayments.

In other cases, those with bad credit may have the interest rate or loan amount adjusted – to manage their risk. At Proper Finance, we work with a range of lenders who are happy to assess applications from many different types of borrowers. We always aim to find you the best lender to match your personal needs.


Can I Borrow £2,000 With A Direct Lender?

At Proper Finance, we will find you the best lender to fund your £2,000 loan. We aim to match you with a lender who understands your financial needs and can offer you the best loan to suit your situation. Once your loan has been approved, your lender will set up the funds so that they arrive directly into your account on the same day of approval.


How To Apply To Borrow £2,000 With Proper Finance

You can apply to borrow £2,000 with Proper Finance today! Simply click the “Find a loan” button below and fill in our online application. When completing our form, you’ll have to provide us with the following details:

  • Your date of birth 
  • Your name
  • Current address
  • Contact details 
  • How long you’d like the £2,000 loan period to be 


Apply Now