If you need to get a loan (that you have already carefully considered and thought about whether you can afford to take out) but have been refused credit, you may be left feeling frustrated as well as worried, especially if you need access to cash in an emergency – for example, due to an unexpected bill. Luckily, Proper Finance can provide you with a refused credit loan through one of the variety of financial products we provide through our associated lenders.
You may have been refused for a loan due to a variety of factors. The most commonly cited by lenders tend to be the following listed:
However, here at Proper Finance, we do not believe people should be simply refused credit because they have a few missed payments on file – it could happen to any one of us. That is why we carefully review each individual application before deciding to accept or refuse the loan.
There are a number of products you could choose from when it comes to refused credit loans. These include:
Would you like to apply for a refused credit loan with Proper Finance today?
To apply on our site is easy to do. All that you will need to do, is just click apply now, which will take you to our online application form.
A few basic questions will be first asked in order to determine your eligibility, and completing this form will only take you a few minutes at most.
You will receive an instantaneous decision as to whether the loan application can go ahead, giving you peace of mind.
If the loan process can continue, we can start working together with you and our FCA authorised lenders to help you find the very best deal. So, what are you waiting for? Get in contact with us today!
If you miss a number of repayments, you will find this can leave an impact on your credit score, affecting your ability to apply for further finance in the future.
Consequently it is important that you carefully consider whether you are able to afford taking out a loan before applying.
Nevertheless, we also do understand that unforeseen circumstances occur, meaning that you could end up making a late payment occasionally. If this happens you should always inform the lender directly beforehand so they are aware of any potential difficulties.