About Us

If you need finance, you should do it proper!

Proper Finance was founded in 2016 with a passion and desire to do things proper! Our philosophy is that finance can play a huge role in your life, whether it is paying for your wedding, making home improvements for your family to enjoy or whether it is raising money for your exciting business. So if you are going into the minefield of trying to find the right kind of product and the best rates, you should do it proper. And that is exactly what we have set out to do!


We are a trading style of Lending Expert Limited with access to FCA regulated lenders across secured loans, mortgages, bridging loans and equity release. By applying, you are able to get rates from  wide range of the UK market and we will be on hand to help you every step of the way. In fact, you can download the app too, so you can see how your loan application is progressing from start to funding to repayments and more.

Our Philosophy

At Proper Finance, we also understand that a one size product does not fit everyone. We are all unique with individual requirements. Some of us have less than perfect credit scores and some of us are part-time employed or self-employed. We are delighted to offer personalised products for everyone who applies and our aim is to be at your service and to help complete your loan as quickly as possible.


  • 100+ Partners

    We have access to rates from over 100 regulated through our partners at Lending Expert

  • Do it Proper

    When applying for finance, you can do it proper - get the finance you need to make a difference to your life or your business.

  • Best Rates

    As a fully fledged whole of market broker, we aim to find the most affordable rates and terms for you.

  • About The Team

    Our team has more than 30 years of experience combined in consumer finance and we are based in the heart of Chester, UK.

    We are constantly searching for new products and way to maximise the experience for our borrowers and we always aim to act in our customer’s best interests.

  • Approachable

    We pride ourselves on being approachable whether you have any questions about specific financial products, existing products or about partnering with Proper Finance.

    We are always just one email or phone call away and will always be on hand to speak to you and assist you.


Looking to partner with Proper Finance?

We're always looking for new products and responsible companies to feature.