Borrow £30,000

Check Your Eligibility For a £30,000 Loan Today!

Our Lenders

We work with trusted brokers to give you access to a panel of leading lenders well placed to meet your needs.

If you need to borrow £30,000, Proper Finance is here to help, giving you access to a number of FCA regulated lenders through our partners at Lending Expert.

If you want to borrow a loan of £30,000, just click the “apply now” button below to go straight to our application form. The application process takes just a few minutes to complete and you will be contacted quickly by one of our partners.

At Proper Finance, we offer secured loans with rates starting from 6.5% APR. Use something valuable such as a your home in order to access the capital you need.  Please note that assets used as security may be at risk of repossession if your loan is not repaid on time. Whether you have a big important celebration like a wedding, an important business expense or if you are looking for debt consolidation loans, we are here to help.

We can assist people with bad credit histories and can offer a smooth process from start to finish. Simply click on the button below to check your eligibility, complete free of charge and with no impact to your credit score.


Apply Now

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What Can a £30,000 Loan Be Used For?

A £30,000 loan has the chance to impact your financial situation in a big way and can cover many different types of payment. Whether you are looking to cover a big purchase such as a car, a holiday or a wedding, or merely want to get on top of your monthly bills, there is a loan to suit you. Proper Finance has access to trustworthy lenders all over the UK and we are in a great position to find your perfect loan.


Key Features of a £30,000 Loan

Loan Amount £30,000
Loan Duration 3 to 30 years
Rates From 6.5% APR
Bad Credit Yes
Direct Lenders  Yes
 Security Required  Yes
 Monthly Repayments  Yes
Free to Apply  Yes


What Are The Pros If I Borrow £30,000?

We aim to help you borrow £30,000 today by connecting you with FCA regulated lenders in the UK. We are proud to work with numerous lenders through our partner Lending Expert who are licensed and regulated with the FCA and can offer you the best service for your requirements.

  • Free to apply – you can fill in an application with no upfront charges.
  • Start the process online– the application process starts online and you will contacted by our partners and their advisors as soon as possible. This means that it is more time-efficient than applying for a loan with your bank.
  • Quick access to funds – once your application has been accepted, you can receive funds as quickly as possible with the help of our dedicated team.
  • Flexible and adjustable – you can adjust the amount of money you want to borrow and the period of time you would like to borrow for.
  • Bad credit considered – by using security, you can leverage its value and access bad credit loans, even if you have been denied elsewhere.


What is The Eligibility Criteria To Borrow £30,000?

The eligibility criteria to borrow £30,000 will vary between lenders but you will typically need to be:

  • A full time UK resident
  • Over 18 years old
  • Have an active debit account
  • You must have a working phone number and email address
  • No recent bankruptcy
  • Can afford monthly repayments
  • Have security that can be used such as your property, home or flat



Where Can I Find The Best Rates to Borrow £30,000?

At Proper Finance, we are proudly partnered withLending Expert who has more than 10 FCA regulated lenders on their panel to help put your application in the best hands. Whilst our rates start from 6.5% APR, to access this, it always help to:

  • Have a good or fair credit score
  • Not too much outstanding debt (open loans and credit cards)
  • Have a partner or spouse with good or fair credit
  • No recent CCJs, IVAs or bankruptcy
  • Have a stable income, employment and can afford repayments
  • Have security such as your home or flat


Can I Borrow £30,000 With a Direct Lender?

Yes, we can offer £30,000 loans with direct lenders and Proper Finance will match you with someone who understands your personal financial situation and can arrange the most suitable loan type and conditions for you.

All our lenders and partners are vetted and reviewed to ensure that they are compliant and follow the regulatory guidelines. So you can have peace of mind that when applying, you are working with a direct lender who will process your application from start to finish.

By working with direct lenders, we may take a fee from the lender if the application is successful. There are no charges or fees for applying with us though and no obligation.


Could I Apply to Borrow £30,000 If I Have Bad Credit?

Yes, you can get a £30,000 loans with bad, poor or no credit history.

You are more likely to be approved if you are able to put forward security including a home, property or flat. However, it is important to remember that you could lose your property if you fail to make repayments.

If you have very bad credit, you may still be eligible, but you may be subject to paying slightly higher rates, given a longer term loan and the amount you have requested may be adjusted slightly.


How Does Loan Repayment Work?

Your loan will be repaid over the course of 3 to 30 years (with the first 5 years fixed). The shorter the loan, the less interest is accrued overall.

Loan repayments will be made up of the principal amount (the £30,000 amount you initially borrowed) as well as the interest. You will also have the option to repay your loan early should you want to.


How Can I Apply to Borrow £30,000 with Proper Finance?

It is simple to apply for a loan through Proper Finance – just click the button below. Our online application takes just a few minutes to complete with a decision following shortly thereafter. In order to process your application, you will need to share the following personal information:

  • Your name
  • Your date of birth
  • Your address
  • Contact details
  • How long you want to borrow money for
  • How much you want to borrow

Click on the button below to go directly to our online application form. Fill out the form, providing the personal details listed above. We will check your eligibility and get back to you with a decision in minutes.


Apply Now

Your information is 100% secured 🔒