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Home improvement loans allow you to borrow money at affordable rates that you can use to spruce up your home. Maximise your living space, quality of life and even increase the value of your home.
Proper Finance is a price comparison website and we help you to compare rates across the UK market for a range of financial products. For home improvement loans, we are partnered with Fluent Money who work with a number of FCA regulated lenders.
We can arrange loans from £10,000 to £500,000 and you can choose an affordable monthly repayment over 3 to 30 years that sits comfortably with your budget and your monthly finances.
| Loan Amount | £10,000 to £500,000 |
| Loan Term | 3 to 30 years |
| Rates From | 6.5% APR |
| Online Application | Yes |
| Security Required | Yes |
| Bad Credit Accepted | Yes |
| Free to Apply | Yes |
TOP HOME IMPROVEMENTS |
RETURN ON INVESTMENT |
PROFIT (MEDIAN) |
AVERAGE COSTS |
|---|---|---|---|
| Conservatory | 108% | £5,750 | £5,300 |
| Garden | 88% | £4,000 | £4,550 |
| Exterior | 75% | £4,500 | £6,000 |
| Extension | 71% | £14,000 | £19,750 |
| Roof | 63% | £2,600 | £4,150 |
| Floor carpets | 50% | £2,000 | £4,000 |
| Loft | 50% | £12,000 | £24,600 |
| Kitchen | 49% | £4,750 | £9,600 |
| Bathroom | 48% | £2,350 | £4,900 |
Zopa’s Home Improvement Index
In addition to increasing the value of your property, you can enjoy the extra living space in your home by making extensions. If you enjoy entertaining or have children, it can certainly help to have the extra play rooms and bedrooms.
With increased property prices and stamp duty, it can be less seductive to move home and instead renovating your existing home can be more appealing – especially since it means not having to move and change your address.
Have you ever dreamed of having your home office? With 1.5 million working from home last year, more and more workers are ditching the daily commute and setting up shop from their homes. So whether it involves converting your garage or loft into a study or home office can be a very exciting opportunity.
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