Proper Finance is an award-winning comparison site that works with hundreds of high-quality, reputable lenders of whom you can apply for a wide variety of financial products, such as personal loans, guarantor loans or homeowner loans. Through our website, you can easily browse a huge range of products and then can quickly apply with a direct lender on their site after you have found the right product for you.
A direct lender enables the applicant to apply for a loan directly with the lender so that you can avoid the process of applying for a loan being long-winded and complicated. By applying through our website, you won’t have to worry about middlemen taking a cut of fees either. There are also a number of other advantages of choosing to apply through Proper Finance, such as:
If you would like to apply for a loan with one of Proper Finance’s direct lenders, the cost of borrowing money is always capped. This equates to a cap of less than 0.8% per day and means that you will never end up in a situation where you will end up having to pay double the amount borrowed.
If you are concerned that it won’t be possible for you to apply for a loan through one of our direct lenders due to a poor credit history, don’t fret: here at Proper Finance, we work with a number of lenders who accommodate borrowers with bad credit.
We completely understand that people can experience past financial difficulties but may have other ways of showing their creditworthiness. This is why our company has partnered with trusted bad credit direct lenders who may be able to help you with your application for a loan.
This may mean that if you have bad credit and want to apply through one of our direct lenders, it could be more suitable for you to opt for a guarantor loan or a secured loan.
If you are interested in applying for a loan with Proper Finance, you should first check that you meet the following eligibility criteria before making an application with us:
Once you have checked that you have met these initial criteria for applying with a direct lender through us (additional criteria may apply depending on the lender and the type of loan you have applied for), you can go ahead with filling out our online application form.
Filling in your details on our site should take you less than 10 minutes to complete. You will receive a decision instantaneously as to whether your application has been approved to go onto the next stage or not, and it may mean you can access cash in just a few hours’ time.