When learning to drive, it is vital that the car you are using is insured to be used on the road. Just as you must legally have a provisional drivers license, being insured is a legal requirement, even if the car does not belong to you. Proper Finance is here to keep you safe by connecting you with great insurance for learner drivers.
As a learner driver, you pose a greater risk on the roads to others than certified drivers do. For this reason, it is absolutely fundamental that the car you are driving is insured. When taking lessons with a professional instructor, it will be the case that insurance on their car is included in the cost of your lessons. If you are practising between lessons on a different vehicle it must also be insured.
Our team at Proper Finance have partnered with fair and trustworthy insurers who will be able to offer you competitive rates on car insurance for learners.
Learner driver insurance does not have to break the bank and can actually cost as little as just £2.50 a day! The amount that you will pay will depend on the level of cover that you choose to go with, and the size of the vehicle you are using.
The price you are offered will also depend on the insurance group that your car falls under, which is between 1 and 50, with 1 representing the least risky vehicles for insurance companies. Vehicles that are deemed to be risky may be so due to some repairs or modifications that they have undergone, because of their old age or more ancient model, or because they have a history of failure.
Whilst you can get long-term insurance policies, many learner drivers only need short-term learner’s cover on a vehicle until they get their full drivers licence. The time it takes for people to learn to drive is vastly varied, and we understand that unforeseen circumstances may arise when learning, so our lenders are able to offer flexible terms and policies so that you can be covered for as long as you need.
The car’s registration number if you have it to hand. If not, the car make and model is fine. We’ll also need the car’s age and any modifications you’ve made
Whether you will be wanting insurance to cover days, weeks or months.
If the car is not owned by the learner driver, this will need to be clarified, and the owner of the car established.
The type of licence you have and how long you’ve held it. You can also add any additional driving qualifications you have here.
Including your job, your age and your address
In order to get learner car insurance with one of Proper Finance’s trusted insurers, you must be at least 17 years of age. Additionally, you must also hold a valid provisional driving license, and be a permanent resident of the UK. Other criteria will apply, and can vary between providers. It’s always important to check the criteria with providers before making an application.