Insurance for Learner Drivers

Insurance for new and learner drivers

When learning to drive, it is vital that the car you are using is insured to be used on the road. Just as you must legally have a provisional drivers license, being insured is a legal requirement, even if the car does not belong to you. Proper Finance is here to keep you safe by connecting you with great insurance for learner drivers.


As a learner driver, you pose a greater risk on the roads to others than certified drivers do. For this reason, it is absolutely fundamental that the car you are driving is insured. When taking lessons with a professional instructor, it will be the case that insurance on their car is included in the cost of your lessons. If you are practising between lessons on a different vehicle it must also be insured.


Whilst you can get long-term insurance policies, many learner drivers only need short-term learner’s cover on a vehicle until they get their full drivers licence. The time it takes for people to learn to drive is vastly varied, and we understand that unforeseen circumstances may arise when learning, so our lenders are able to offer flexible terms and policies so that you can be covered for as long as you need.


Our team at Proper Finance have, however, partnered with fair and trustworthy insurers who will be able to offer you competitive rates on car insurance for learners.

Learner driver insurance does not have to break the bank and can actually cost as little as just £2.50 a day! The amount that you will pay will depend on the level of cover that you choose to go with, and the size of the vehicle you are using.

The price you are offered will also depend on the insurance group that your car falls under, which is between 1 and 50, with 1 representing the least risky vehicles for insurance companies. Vehicles that are deemed to be risky may be so due to some repairs or modifications that they have undergone, because of their old age or more ancient model, or because they have a history of failure.

The Criteria for Applying

In order to get car insurance with one of Proper Finance’s trusted insurers, you must:

  • Be at least 17 years of age;
  • Hold a valid EU driving licence;
  • Be a permanent resident of the UK;
  • Have a vehicle that is owned and registered by you, your spouse, partner or civil partner at your address;
  • Have the relevant documents to prove that you, your spouse, partner or civil partner are the legal owner and primary driver of your vehicle.


Getting great car insurance is easy with Proper Finance. Simply fill in a few of your details using our online form and you will be contacted by one of our trusted insurance partners. They will assist you every step of the way, helping you get a competitive quote for your vehicle and insured as effectively and quickly as possible.

If you wish to view the other financial services Proper Finance has to offer such as low-cost loans, please see Our Products. Alternatively, drop us an email at and we will get back to you to help you with your request.