Compare Bridging Loans

Short Term Bridging Loans from £25,000 to £25,000,000

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Roma Finance Bridging Loan

£30,000 to £1,000,000

Loan Amount

0.44% to 1.2%

Monthly Interest

1st charge: 75% & 2nd charge: 70%

Maximum LTV

3 months to 12 months

Term

Together Bridging Loan

£26,000 to £5,000,000

Loan Amount

0.49% to 1.55%

Monthly Interest

1st charge: 75% & 2nd charge: 65%

Maximum LTV

1 month to 12 months

Term

Shawbrook Bridging Loan

£50,000 to £15,000,000

Loan Amount

0.55% to 0.98%

Monthly Interest

75%

Maximum LTV

1 month to 24 months

Term

United Trust Bridging Loan

£75,000 to £10,000,000

Loan Amount

0.55% to 0.89%

Monthly Interest

1st charge: 70% & 2nd charge: 65%

Maximum LTV

1 month to 36 months

Term

Lend Invest Bridging Loan

£75,000 to £7,500,000

Loan Amount

0.59% to 0.99%

Monthly Interest

75%

Maximum LTV

1 month to 36 months

Term

Octopus Bridging Loan

£50,000 to £25,000,000

Loan Amount

0.6% to 1.15%

Monthly Interest

1st charge: 70% & 2nd charge: 65%

Maximum LTV

1 month to 36 months

Term

Oblix Bridging Loan

£50,000 to £5,000,000

Loan Amount

0.65% to 1.4%

Monthly Interest

1st charge: 75% & 2nd charge: 65%

Maximum LTV

1 month to 12 months

Term

Precise Bridging Loan

£50,000 to Unlimited

Loan Amount

0.65% to 0.99%

Monthly Interest

1st charge: 75% & 2nd charge: 70%

Maximum LTV

1 month to 18 months

Term

Fortwell Bridging Loan

£5,000,000 to Unlimited

Loan Amount

0.65% to 1.1%

Monthly Interest

1st charge: 80% & 2nd charge: 70%

Maximum LTV

1 month to 18 months

Term

Funding 365 Bridging Loan

£100,000 to £5,000,000

Loan Amount

0.65% to 1.7%

Monthly Interest

75%

Maximum LTV

3 months to 12 months

Term

Greenfield Capital Bridging Loan

£25,001 to £5,000,000

Loan Amount

0.65% to 0.95%

Monthly Interest

70%

Maximum LTV

1 month to 12 months

Term

Masthaven Bridging Loan

£100,000 to £5,000,000

Loan Amount

0.68% to 0.98%

Monthly Interest

1st charge: 70% & 2nd charge: 65%

Maximum LTV

1 month to 18 months

Term

Amicus Bridging Loan

£30,000 to £9,000,000

Loan Amount

0.7% to 1.5%

Monthly Interest

75%

Maximum LTV

6 months to 18 months

Term

Tuscan Capital Bridging Loan

£150,000 to £3,000,000

Loan Amount

0.75% to 1.25%

Monthly Interest

1st charge: 75% & 2nd charge: 70%

Maximum LTV

3 months to 18 months

Term

Regentsmead Development Finance Bridging Loan

£100,000 to £2,000,000

Loan Amount

0.75% to 1.5%

Monthly Interest

50%

Maximum LTV

6 months to 18 months

Term

Kuflink Bridging Loan

£50,000 to £1,000,000

Loan Amount

0.75% to 1.49%

Monthly Interest

1st charge: 70% & 2nd charge: 65%

Maximum LTV

1 month to 12 months

Term

Mint Bridging Bridging Loan

£75,000 to £5,000,000

Loan Amount

0.75% to 2%

Monthly Interest

1st charge: 80% & 2nd charge: 70%

Maximum LTV

1 month to 18 months

Term

MT Finance Bridging Loan

£100,000 to £10,000,000

Loan Amount

0.85% to 1.3%

Monthly Interest

1st charge: 70% & 2nd charge: 65%

Maximum LTV

3 months to 24 months

Term

Bridgebank Bridging Loan

£125,000 to Unlimited

Loan Amount

0.85% to 1.45%

Monthly Interest

1st charge: 70% & 2nd charge: 70%

Maximum LTV

1 month to 12 months

Term

Ortus Bridging Loan

£100,000 to £5,000,000

Loan Amount

0.9% to 1.25%

Monthly Interest

1st charge: 65% & 2nd charge: 65%

Maximum LTV

1 month to 24 months

Term

Bridginglink Bridging Loan

£20,000 to £1,000,000

Loan Amount

0.95% to 1.5%

Monthly Interest

1st charge: 77.5% & 2nd charge: 70%

Maximum LTV

3 months to 12 months

Term

Holme Bridging Loan

£5,000 to £250,000

Loan Amount

0.95% to 2%

Monthly Interest

1st charge: 70% & 2nd charge: 60%

Maximum LTV

3 months to 12 months

Term

Hope Capital Bridging Loan

£100,000 to £5,000,000

Loan Amount

0.99% to 1.6%

Monthly Interest

75%

Maximum LTV

1 month to 12 months

Term

Goldcrest Bridging Loan

£27,500 to £5,000,000

Loan Amount

0.99% to 1.5%

Monthly Interest

1st charge: 70% & 2nd charge: 70%

Maximum LTV

3 months to 18 months

Term

Quivira Bridging Loan

£100,000 to £10,000,000

Loan Amount

1% to 2%

Monthly Interest

1st charge: 85% & 2nd charge: 85%

Maximum LTV

3 months to 18 months

Term

Affirmative Bridging Loan

£10,000 to £5,000,000

Loan Amount

1.15% to 1.5%

Monthly Interest

1st charge: 75% & 2nd charge: 65%

Maximum LTV

1 day to 18 months

Term

Lowry Bridging Loan

£25,000 to £2,000,000

Loan Amount

1.25% to 1.4%

Monthly Interest

70%

Maximum LTV

12 months

Term

How it works

The whole process is really quick, simple and  and we’ll have found a great loan deal
for your individual circumstances quicker than you can say bobs your uncle.

  • New Loan Quote

    Please complete our loan eligibility form on the next page.

  • Fact find call

    A member of our friendly loans team will call you at a convenient time for a quick fact find call. These calls typically take no more than 5-10mins so let us know when you're having a tea break and we can chat then.

  • Finding the right loan for you

    We'll scour the market to find you the best loan deal for your particular circumstances.

  • Loan funded

    If you're happy with the loan product & lender we recommend we'll deal with all the paperwork & documentation for you and arrange for funds to be transferred to your account.

Bridging Loans

Proper Finance has an award-winning team dedicated to bridging loans for all purposes. If you are looking to borrow between £25,000 and £25 million against a tight deadline, we can help. We are a bridging loans broker with access to a number of deals and offers in one place and can help find the best finance to suit your requirements.

Bridging loans are a type of finance commonly used to help complete property deals within a short timeframe. Whether moving house, a buy-to-let or completing at an auction, a bridging loan allows you to avoid traditional property chains and access finance in around 2 to 3 weeks from a specialist lender, compared to waiting several months for a traditional mortgage.

Bridging finance is always secured against a property, either by way of first or second charge. The amount you can borrow against the property is typically up to 70% LTV, depending on the lender. The property is used as collateral and you risk this being repossessed if you do not keep up with repayments. The average loan term is 12 to 24 months, with the option to refinance at the end of the loan term.

Proper Finance is able to facilitate quotes from over 30 competitive bridging lenders, operating across the entire country including London, Scotland, the north and the south east. Our loans are available to private individuals and limited companies and can be secured on a residential, semi-commercial and commercial property or land – it doesn’t matter what the construction is or the condition, type or use of the property – we can help.

What are bridging loans used for?

Moving home: For individual homeowners, bridging loans are an effective way to purchase a new home if you have not sold your existing home. The source of finance allows you to complete on your ideal home, beating other potential buyers to the post. Then, when your original house eventually sells, you can simply repay the bridging loan in full.

Buy-to-let: Our loans are popular for property investments who are looking to renovate or refurbish a new or existing property and then resell on the open market or rent out to tenants.

Auctions: There are significant discounts for properties that can be purchased at an auction. With 28 days to come up with the full amount or risk losing the property, bridging loans give you the opportunity to access quick finance secured against the property.

How do non status bridging loans work?

Whilst regulated loans are subject to credit checks, we work with specialist non status bridging lenders who will take a view on poor credit, CCJs and IVAs. Instead, these lenders will prefer to look at the property in question, your plans for it and its potential value. Thus, allowing you to borrow the amount you need and complete on the property in question.

How does the application for a bridging loan work?

A bridging loan application typically begins with an overview of your loan term and requirements and provided that it meets the initial criteria, you will receive a decision in principle highlighting the potential borrowing terms and rates.

This will be followed by an official valuation of the property to confirm its worth. With the final details of the property and the loan agreement signed off by both your solicitor and the lender’s, your loan can be processed and funded within a matter of weeks.

Apply for a bridging loan with Proper Finance

Proper Finance have a bridging team with years of experience and some members have worked previously with the best bridging companies in the industry. Simply speak to one of our advisors today and we will provide you with a personalised quote and help you secure the finance you need as quickly as possible.