A temporary car insurance policy can provide you with cover for a short period of time, making it preferable to classic car insurance. This means you can find car insurance for one week or car insurance for one month. Typically, this kind of policy will allow you to find cover for a period of up to 28 days in total. Usually, a car insurance policy will last you a minimum of 12 months, however, with the insurers that our team at Proper Finance works with, we can help to find you a temporary car insurance policy that provides flexibility and is affordable for you. This can provide you with some peace of mind, and also be less expensive for you in the long run, if you only need cover on an intermittent basis, or on those occasions where you simply just need cover on a holiday for example.
The Proper Finance team completely understands that there can be a whole host of different reasons as to why you may only need car insurance on a short-term, casual basis. Generally speaking, people who opt for a temporary car insurance policy may use it for one of the following reasons:
Going to university: perhaps you, or a loved one, is moving to a university far away. Packing your whole life onto a bus or a train isn’t easy to do, and can be mentally and physically draining to actually carry out. If you don’t have a car, you may be looking to rent one so that you can move in without the hassle of carrying all of your luggage on public transport.
Family members visiting overseas: you may have family members who live far away from you coming to visit from abroad, and need temporary car insurance in order to pick them up.
Dropping friends or family (or yourself!) at the airport: we all know just how expensive getting a taxi to and from the airport can be. Many taxi companies hike up their prices for airport drop-offs, simply because they know they can get away with it. Like moving to university, trying to carry heavy baggage on public transport is not many people’s idea of fun. Therefore, you may be looking at getting a car to take you there and back, or others.
The Proper Finance team works with a large variety of car insurance providers leading the sector. That means that we are able to easily cater to your individual needs and circumstances in order to find the very best price for you on car insurance on a short-term basis. For example, you have the ability to choose all levels of cover if you so wish. This includes Third Party insurance cover, Fully Comprehensive insurance cover, and Third Party, Fire and Theft insurance cover
There are some key points you should consider and be fully aware of prior to taking out the cover for temporary car insurance:
You must be over the age of 18.
You must be a UK-based resident.
You must have a valid UK driver’s licence and have had it for a period of at least six months in total.
You must have permission from the owner of the vehicle to drive the car.
The Proper Finance team can help you to find the best deal and the right insurer to fit your needs. Applying through our website will take you less than 10 minutes, and you can even receive a quote from us online. Click apply now and make sure you have handy your vehicle registration details and your driving license details. Once we have these details, we can start helping you to find the best policy out there.
We work with trusted brokers to give you access to a panel of leading lenders well placed to meet your needs.