Going on holiday or travelling for work is usually a great pleasure, but it is very important that you and your loved ones are as safe as possible when out of the country. Part of keeping safe and healthy is having adequate travel insurance, so you can receive any medical attention or other insurances you might need should an incident occur overseas.
At Proper Finance, we understand that you may not want to pay a huge amount to cover the small chance that something might go wrong abroad. Because of this, we have teamed up with brilliant insurance specialists who can offer you a competitive rate, so that your holiday or business expenses don’t get out of control. Stay safe, at a low price!
Gov.co.uk advises that your travel insurance should cover the following instances:
The need for a form of health insurance whilst you are travelling depends partly on where you are travelling to. If you are travelling as a UK resident to another European country, your European Health Insurance Card (EHIC) will enable you to access for free medical care in 27 countries.
The European countries in which you are not covered by your EHIC card are:
To apply online for a free EHIC card, visit www.gov.uk/european-health-insurance-card
The EHIC card is designed to give you either discounted or free access to state healthcare. Whilst your EHIC card will cover you for certain health issues, it should not be considered a replacement for travel insurance. You are only entitled to the healthcare that is offered to the locals in that country. For this reason, not everything is guaranteed to be discounted or free with an EHIC card. The best way to avoid the risk paying huge healthcare costs abroad is to buy a travel insurance policy, even when travelling in Europe.
The EHIC card, being purely a health insurance card, does not provide you with any other form of insurance such as contents cover or additional transport needs. Lost luggage and theft are common incidents among travellers; to be protected in such situations you must have a travel insurance policy which covers the cost of lost or stolen items.
If you are travelling outside of the EU your EHIC is not valid for any healthcare needed abroad. This means that you may have to pay large amounts of money for access to treatment or medicine. To avoid extortionate costs in the event of an emergency, it is vital that you buy a comprehensive travel insurance policy.
Our insurance specialists at Proper Finance will help you find the right travel insurance for your trip.
If you are travelling as a group, as a family, or as a couple, it is possible to get a joint travel insurance policy which covers all of you, saving you money on getting out a number of separate policies.
Contact one of our specialists today to get a quote for group travel insurance.
Getting great travel insurance is easy with Proper Finance. Simply fill in a few of your details using our online form and you will be contacted by one of our friendly insurance partners. They will assist you every step of the way, helping you get insured as effectively and quickly as possible, so you can stay covered whilst on holiday or on your business travels.
If you wish to view the other services Proper Finance has to offer such as low-cost loans, please see Our Products. Alternatively, send us an email at firstname.lastname@example.org and we will get back to you to help you with your request.