Compare Boat Insurance

Get Third Party of Comprehensive Cover For Your Prized Sailboat

Which boat insurance companies do we work with?

We compare dozens of the biggest insurance providers in the country, including:

What is Boat Insurance?

Boat insurance, also known as ‘marine insurance’ in the UK is necessary for most boats and crafts on water to ensure that should anything happen to your vessel, you are adequately covered. Both when at sea and when moored and inland, insuring your boat can save you both a lot of hassle and a lot of money. 

By their very nature, boats and other watercrafts will sail across vast areas of water and this may include intercontinental travel, with many of the most popular sailing areas outside of the UK.

We work with some of the UK’s best boat insurance companies to provide a wide range of policies for all types of boats, with the cover you need for peace of mind. We offer specific insurance for boats including:

 

  • Jet Ski Insurance
  • Motorboat insurance
  • Dinghy insurance
  • Yacht insurance
  • Sailing insurance
  • Catamaran insurance
  • Inland craft insurance

 

Get in touch with Proper Finance today to find the best boat insurance with our expert panel of experienced insurers and underwriters.

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What Does Boat Insurance Cover?

As with any other insurance policy, like car or home insurance, when it comes to boat insurance there are various types and levels of cover to consider. Importantly, should your boat suffer any damage or find itself involved in any accidents, having the correct boat insurance cover means you will not have to pay potentially large suns out of your pocket.

Typically, boat insurance policies will cover both your boat or watercraft as well as you personally for liabilities and damage, in the event of an accident involving you and your boat. This includes any injuries sustained by you and any third parties.

Some specific watercraft and vessels cover specific factors directly pertinent to the craft in question. For example, in the case of yacht insurance, specific types of damage that may befall your craft can be considered.

Additionally, if your boat or watercraft has a sail for example, you may find that you need to cover specific elements of your boat such as the sail or something else, as it may be more susceptible to damage when sailing.

Why Apply for Boat Insurance Cover With Proper Finance?

Approachable

We aim to be as approachable as possible for our customers, and will always do our very best to assist you with any and all queries you may have concerning any part of our application process and more.

Fast decisions

Our online application only takes minutes to complete, with decisions being made very quickly after this. A member of staff will contact you to help you proceed with the final steps.

High quality

Proper Finance have more than 100 top-quality partners in insurance and loans.

Reputable and trustworthy

Each and every one of the providers we work with are fully checked to ensure their reputability, their trustworthiness, and furthermore their competency in helping to provide you with the financial services you require.

Free online application

The Proper Finance comparison site is free to use and there are no upfront fees for filling in our online application.

How Much Does Boat Insurance Cost?

The price of a boat insurance policy in the UK can vary, depending on the level of cover and the specifics of the policy in question. Cover can cost as little as £100 per month, depending on what you and your vessel require. 

However, should you require more comprehensive boat insurance cover, you can expect to pay more.

Remember that taking out boat insurance means that you will not only cover your boat and yourself against liabilities and damage. Most boat insurers will also be able to provide you with additional cover like excess waivers and more than £3 million in legal cover.

The cost of boat insurance will also depend on your history and whether or not you have previously been involved in any accidents or incidents involving your boat or watercraft.

Do I Need Boat Insurance By Law?

Boat insurance in the UK is not a legal requirement, but is strongly advised. Boats, both yours and those belonging to others can be very expensive and therefore any damage or injury that may occur involving boats and watercraft can be quite expensive.

Also, although many waterways in the UK and elsewhere do not require boats to have insurance, this is not always the case with marinas.

Any marinas around the world require boats to have at least third-party cover for their vessel to be allowed access to their facilities.

Get a Quote from Our Partner

We work with an expert panel of some of the UK’s best boat insurance providers with decades of experience in covering all types of boats and watercraft. By comparing boat insurance, you can find the best prices and premiums to insure you and your treasured boat come what may.

Apply for boat insurance today to get started.

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