Our Lenders
We work with Lending Expert to give you access to a panel of leading lenders well placed to meet your needs at the lowest rates.
Want to borrow £6,000? Proper Finance can help you choose from a range of different loan types to suit your personal financial situation. We work with trusted brokers to find a reliable lender to match your loan needs.
If you want to borrow a loan of £6,000, click on the “Find a loan” button below. The application process is completely online and you can complete the form in just 5 minutes.
We offer secured loans which requires some form of security or asset to be eligible e.g car, bike, van, motorhome, flat, bungalow or home. You can own the asset in part or in full. Your asset is as risk of repossession if you do not keep up with repayments long-term.
What Can a £6,000 Loan Be Used For?
There are many different ways in which you could use a £6,000 loan including:
- To cover monthly bills
- Fund big purchases such as holidays, funerals or weddings
- Home renovations
- Purchasing a car
- Starting a business
- Ongoing business expenses
- Tax bills
- Childcare costs
- Tuition
- Car repairs
How Fast Can I Get a £6,000 Loan?
If you are approved for a loan of £6,000 through Proper Finance, we can arrange for same day funding or within the next business day. Your loan can be approved faster if you have all the relevant information on hand including any proof of ownership of your property or vehicle, proof of income and bank statements. In addition, being available by phone and email to follow up on any updates will always help get your loan over the line quicker as well as applying on a weekday and not a weekend.
What Are The Advantages of a £6,000 Loan?
Some of the main benefits of geting a loan with Proper Finance are:
- 100% online process – the application process is completely online and you will receive a decision within minutes of completion. This means that it is more time-efficient than applying for a loan with your bank
- No upfront charges – it is free to fill in an application with Proper Finance and there are no upfront charges
- Fast access to funds – once your application has been accepted, you can receive funds within the same day and, in some cases, in less than an hour.
- Adjustable and flexible – you can adjust the amount of money you want to borrow and the period of time you would like to borrow for
What is The Criteria to Borrow £6,000?
The criteria to borrow £6,000 will vary between lenders depending on the type of loan that you choose and your personal financial situation. However, some criteria are common across the majority of loan types including:
- You must be a UK resident
- You must be over 18 years old
- You must have an active debit account
- You must have a working phone number and email address
- Requires collateral or security e.g vehicle or property
There may be additional criteria for certain lenders so make sure that you know what these are before agreeing to any loan terms.
Can I Borrow £6,000 if I Have Bad Credit?
You could still apply to borrow £6,000 even if you have bad credit. We work with a range of lenders who consider different factors and could help to find you a lender match who understands your financial situation.
For applicants with bad credit, you may need to put up collateral in order to secure the loan and make it less of a risk for lenders. This could include your property, car or other valuable item. It is important to understand that with a secured loan you could lose your collateral if you fail to make repayments.
Additionally, people who qualify for loans with bad credit typically pay higher interest rates. This means that your loan could cost you more in the long run.
Key Features of a £6,000 Loan
| Loan Amount | £6,000 |
| Loan Duration | 1 to 60 months |
| Rates From | 6.5% APR |
| Bad Credit Accepted | Yes |
| Same Day Decision | Yes |
| Same Day Funding | Yes |
| Direct Lenders | Yes |
| Collateral Required | Yes |
| Free to Apply | Yes |
| Online Application | Yes |
How Do Loan Repayments Work?
Once you are matched with a lender, you can agree on a repayment plan that works for both parties. You can choose the date of the month to repay that suits you. This is typically the last day of the month or when you get paid your salary from work.
Generally speaking, loans are repaid back over time in equal monthly repayments. This will cover both the principal loan amount (the £6,000) and interest. You also may have the option to repay the loan in full via an early repayment if this suits you better.
How Can I Apply To Borrow £6,000 With Proper Finance?
To apply to borrow £6,000 through Proper Finance, click the button below. The process is quick and easy – just 5 minutes to fill out the online application. Upon completion, you will receive an a decision within minutes. In order to apply, you will need to provide the following personal information:
- Your name
- Your date of birth
- Your address
- Contact details
- How long you want to borrow money for
- How much you want to borrow
Click on the button below to go directly to our online application form. Fill out the form by providing the personal details listed above and we will check your eligibility. Get a decision in minutes and we will find you a loan to suit your personal circumstances.