Which cash ISA providers do we work with?
We compare a wide range of cash ISA providers in the UK, including:
Cash ISAs can be an effective way to save money and at very low risk. You can start from investing just £1 and you have peace of mind knowing that any savings are backed by the Financial Services Compensation Scheme, giving you savings for up to £85,000.
Use the comparison table provided by Proper Finance which give the whole market of cash ISAs available in the UK. We want to help you maximise your savings and comparing rates is essential to do so. Whether you want to have easy access to your funds, invest small amounts or make regular monthly contributions, use our comparison table and calculate how much you can save.
One of the main benefits of getting a cash ISA is that any returns you receive from it are completely tax-free. That means that you will be able to keep any interest you accumulate from saving into an ISA, unlike other kinds of savings accounts that are available on the market.
However, prior to comparing cash ISAs on the market, it is best to carefully consider what you want out of a cash ISA, as there are different types to choose from.
In terms of the cash ISAs that are available, there is a wide variety in which you can choose from. This includes:
When looking at the best cash ISAs that are available, you should look at the account that provides you with the highest interest rate, but also gives you the kind of access that you need for your money. Some accounts could charge you for withdrawing money or offer low-interest rates for the luxury of being able to have easy access – so this is something to take into consideration.
We aim to be as approachable as possible for our customers, and will always do our very best to assist you with any and all queries you may have concerning any part of our application process and more.
Our online application only takes minutes to complete, with decisions being made very quickly after this. A member of staff will contact you to help you proceed with the final steps.
Each and every one of the providers we work with are fully checked to ensure their reputability, their trustworthiness, and furthermore their competency in helping to provide you with the financial services you require.
The Proper Finance comparison site is free to use and there are no upfront fees for filling in our online application.
It depends on the bank, but some will require you to pay as little as £1 when you open the account. Others may require much higher, such as starting from £15,000.
Currently, the allowance is up to £20,000. It is possible to spread this allowance across a cash ISA, as well as a stocks and shares ISA and an innovative finance ISA, within a single tax year (from 6th April to 5th April the following year).
Yes, when opening a savings account, your finances are not checked as if you were getting a loan. As a result, having bad credit does not affect you opening a cash ISA.
Yes, but this will depend on the type of account you have because some have restrictions and fees. If you opt for an account with easy withdrawal, the interest rate may be lower.
Yes, some banks will enable you to withdraw money and put it into the account again in the same tax year, without using up more of the ISA allowance you have.
Yes. However, keep in mind that you will only be able to save into one cash ISA per tax year.
Yes, they are transferrable.
Yes, there are fixed-rate bonds or peer to peer savings accounts available your first £1,000 in savings is tax-free (or £500 if you are in the higher tax bracket).
Yes, the majority of banks in the UK are backed by the Financial Services Compensation scheme (FSCS). This means any savings up to £85,000 is fully protected and you will not lose this, regardless of market changes or if your provider goes under.
We work with trusted brokers to give you access to a panel of leading lenders well placed to meet your needs at the lowest rates.
