Emergency Cash Loans

Receive funds today, borrow £100 to £2,000 to pay for your emergency

How do emergency cash loans work from Proper Finance?

Emergency cash loans operate in the same way as do cash advances; if you are in need of an instantaneous or same-day cash loan, all you need to do is consult the offerings by our featured lenders and submit an application to the one whose terms you feel suits you best. Once your loan is approved, you can expect to receive your emergency loan in as little time as one hour.

Alternatively, contact us and we will help you to find the most appropriate lender for your situation.

A cash advance is a type of unsecured loans product, meaning that the amount you borrow does not need to be secured against an asset of yours such as your house or your car. If you do default on your repayments, however, your credit score is likely to be negatively affected, making future financial services less accessible to you. Failing to make your repayments generally results in added costs; missed payment fees and late interest fees may be applied to your debt.

How much can I borrow from an emergency cash loan?

Emergency cash loan amounts differ between lenders, but typically, short-term loans of this kind range from £100-£2000, with repayment terms between 1 and 6 months.

How to apply with Proper Finance

Before you apply for an emergency cash loan, be aware that the following information will be needed for the lender to assess your suitability:

  • Your basic personal information (name, address, etc);
  • Proof of employment;
  • Details about your financial incomings and outgoings;
  • Your bank details (to be stored securely and confidentially).  

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The main benefits of using our website include:

  • No upfront fees
  • We will not pass on your details to third parties without your permission
  • Our site is on a secured server (https) to protect your details
  • Compare rates from several competitive lenders
  • Choose from over 50 different unsecured loan products

The criteria for applying

Whilst the criteria may vary between lenders, the eligibility factors include:

  • Must be a UK Resident;
  • Must be over 18 years of age;
  • Must have a working debit account, email address & phone number;
  • Must be employed, earning at least £500 per month and able to afford monthly repayments;
  • Must have no history of bankruptcy, CCJs or IVAs.

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