No Guarantor Loans

Compare Loans Without a Guarantor

No guarantor loans mean that you do not require a guarantor to be eligible for a loan. Customers can apply to borrow £500 to £5,000 with no guarantor required, meaning that your loan is processed directly with the lender of choice and there are no other parties involved. Simple click on ‘get a loan’ and complete our loan application in less than 5 minutes, and you will receive an instant decision and a loan offer where you can proceed. If successful, you can typically receive funds to your bank account within 24 hours or less.

How to Apply for No Guarantor Loans with Proper Finance

Whilst the criteria may vary between lenders, the eligibility factors include:

  • Must be a UK Resident;
  • Must be over 18 years of age;
  • Must have a working debit account, email address & phone number;
  • Must be employed, earning at least £500 per month and able to afford monthly repayments;
  • Must have no history of bankruptcy, CCJs or IVAs.

To increase your chances of getting a no guarantor loan, you will need to have a good credit score. A no guarantor loan is a kind of unsecured loan, which means that the lender can rely on your creditworthiness without needing something to secure your loan against, like a home, a car, or a guarantor. Your credit score does not have to be perfect in order to get a no guarantor loan from Proper Finance, but the better your credit score, the easier it will be to get your loan, guarantor-free.

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Why Apply With Proper Finance

  • No upfront fees
  • We will not pass on your details to third parties without your permission
  • Our site is on a secured server (https) to protect your details
  • Compare rates from several competitive lenders
  • Choose from over 50 different loan products

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