Short Term Car Insurance

Get Short Term Cover for Your Car

Which short term car insurers do we work with?

We compare dozens of the biggest insurance providers in the country, including:

Where To Go for Short Term Car Insurance

You will find that in the majority of car insurance policies, your standard cover will last you a period of 12 months in total. At this point, you will find that it is automatically renewed by your current insurer, or you decide to switch insurance and pick another provider in order to keep your overall costs as low as they possibly can be. However, standard car insurance is not for everyone, and may not be suitable for you. In certain circumstances, you may simply just want a temporary car insurance policy. Luckily, the Proper Finance team works closely with a number of reputable partners who provide this kind of cover, efficiently and at a low cost. You can find short-term car insurance for a day, a week or a month.  In this guide, we explain everything you need to know before making the decision that is best for you.

How Does Short-Term Car Insurance Work?

As previously mentioned, short-term car insurance cover is a valid alternative to the 12-month policy if it best suits your circumstances. It will cover you up to 28 days and with the insurers that Proper Finance works with, it can cover you from the moment you have purchased it and can also be purchased in advance to (up to a period of 30 days). This can provide you with peace of mind, knowing you are insured to drive even if it is on a daily basis or just one day alone.

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Can Everyone Get Short-Term Car Insurance?

The exact criteria that the insurers we work with will depend from firm to firm. For example, a number of the short-term car insurers we work with cover people those from 17 to the age of 75, yet others will only insure motorists who are over 25.

Generally speaking, when comparing car insurance policies with us, you are more likely to get a greater breadth of quotes, and at better rates, if you have several years of driving experience, as well as a full UK driving licence. Nevertheless, we do also work with specialist providers who provide temporary car insurance to those that have less driving experience.

Furthermore, you will find that most insurers will put limitations on the value of the vehicle, and will cover drivers for cars up to the value of £50,000 in total.

Who Is Short-Term Car Insurance Good For?

One day insurance purposes

Perhaps you need a car simply for one day because you are moving or picking up someone, or another kind of emergency, you may only need cover for one day only in order to cover your needs.

Young drivers

Are you under the age of 21? It could be worth looking at short-term car insurance if you don’t have your own vehicle, but do use a friend or a family member’s car. This kind of cover can help you whilst you are on holiday from university, or maybe so you can drive to and from a festival.

Learner drivers

If you are in the process of learning to drive, but only have the chance to fit in lessons on an intermittent basis then taking out short-term car insurance may be a better option. This is because it can often be a much less expensive option than taking out a full-length policy.

Classic car enthusiasts

Whilst Proper Finance also does provide the option of classic car insurance, you may also be interested in short-term cover too. This is because you may be using it on an irregular basis, such as the odd weekend or two.

If your car has broken down

Perhaps you are currently using another vehicle because yours is in a garage being repaired, and so you are borrowing someone else’s. Knowing that soon you will be getting your old car back, it makes no financial sense to then purchase a new policy lasting a year.

How To Apply for Short-Term Car Insurance with Proper Finance

Want to apply for a short-term car insurance policy through us? Fantastic! Applying for car insurance with us is easy to do, and will only take you 10 minutes of your time. Simply click the apply now on our website in order for us to be able to compare the best quotes for you. Fill in the application form, having handy on you your vehicle registration details, as well as your UK driving license details. After we have received these we can start working on finding the right deal for you. So what are you waiting for? Get in contact with us today, or email us if you have any further questions (or consult our FAQ) so  we can help you with getting a policy in place.